{"id":12844,"date":"2022-12-28T15:21:00","date_gmt":"2022-12-28T07:21:00","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/purchase-mortgages"},"modified":"2023-08-30T10:37:28","modified_gmt":"2023-08-30T02:37:28","slug":"purchase-mortgages","status":"publish","type":"page","link":"https:\/\/backup.articusfinance.com\/ae\/purchase-mortgages","title":{"rendered":"Purchase Mortgages"},"content":{"rendered":"\t\t
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Purchase Mortgages<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Purchase Mortgages<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Hoping to purchase a property and need a mortgage loan to do it? Buying a home is an exciting time \u2013 but it\u2019s not without its stresses. And, whether you\u2019re searching for your first flat, a forever home, or even buying a pied-\u00e0-terre in the city, the likelihood is that you\u2019ll need a mortgage.<\/p>

At Articus Finance, we understand that navigating the world of purchase mortgages can be both exciting and overwhelming. As a leading Mortgage Broker company, we’re here to provide you with clarity and guidance.<\/p>


Why Choose Articus Finance Over Going Directly to a Lender?<\/strong><\/span><\/h6>

Choosing Articus Finance offers you access to our expertise, vast lender network, and personalized guidance. We act as your advocate, comparing multiple offers, negotiating on your behalf, and simplifying the complex mortgage journey.<\/p>

When it comes to purchase mortgages, Articus Finance is here to empower you with knowledge and provide you with top-notch mortgage brokerage services. Your dream home is just a step away, and we’re honoured to be a part of your homeownership journey.<\/p>

Contact us today<\/span><\/a> for a consultation tailored to your needs.<\/p>


Purchase mortgages over \u00a31 million<\/strong><\/span><\/h5>

Are you looking for a\u00a0mortgage over \u00a31 million pounds<\/a><\/span>?\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span>Securing a million pound plus mortgage is certainly more challenging, as many high street lenders will cap their lending in this region. You may also struggle with finding a deal that offers the loan to value you\u2019re searching for, or an appealing interest rate.<\/p>

However, whether you are looking for a purchase mortgage of \u00a31 million, \u00a310 million or even higher, rest assured that it is possible to secure this level of property financing \u2013 providing you have access to the right network of lenders and an intermediary who can negotiate on your behalf.<\/p>

At Articus, we have many years of experience in securing High- Net-Worth mortgages for clients from around the world.\u00a0 Are you a client from overseas, seeking to make a purchase in the UK? Visit our pages dedicated to Foreign National<\/span><\/a> and Expat<\/span><\/a><\/span> services for further information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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High net worth <\/br>mortgage guide<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat is a Purchase Mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

A purchase mortgage is a loan specifically designed to help you buy a property.\u00a0<\/p>

At Articus Finance, we specialize in connecting you with the right lenders and mortgage options that suit your unique needs and financial situation. Our expert mortgage brokers walk you through the entire process, ensuring you make informed decisions.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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When trying to access a mortgage from a high street lender, it is often focused solely on income alone. As a High-Net-Worth Individual, you may not have a \u2018regular\u2019 income or have adequate cash flow. Your worth may be tied into assets or be based upon your investments, shares or bonds. It is therefore more difficult to \u2018prove\u2019 your income and show that you have the means to repay the loan.<\/p>

Consider this case<\/u><\/span><\/a> in which Articus Finance has successfully secured a mortgage for the purchase of a second home for one of our High Net Worth clients.<\/p>

Articus Finance works with High Net Worth clients from a range of different scenarios and jurisdictions. We understand, therefore, that you are likely to be looking for support in obtaining the mortgage that you need and tying all your assets together. We work for our clients, using a bespoke approach to ensure that we obtain the best mortgage for your needs. Get in touch today<\/u>.<\/span><\/a>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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Lenders consider several factors when approving a mortgage, including your credit score, income, employment history, debt-to-income ratio, and the property’s value.<\/p>

A strong financial profile improves your chances of approval and favourable terms.<\/p>

Articus Finance works closely with our clients to gather necessary documents, pre-qualify you, and guide you through the approval process, increasing your chances of a successful application.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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Absolutely! Articus Finance takes pride in assisting first-time homebuyers. We guide you through the entire process, explaining terminology, offering insights, and providing support to ensure your first home purchase is a seamless experience.<\/p>

Delve into a pair of case studies<\/a> <\/span>where Articus’ effective support in facilitating the purchase of a property in the UK for first-time buyers.<\/p>

  1. Case Study – First Time UK Purchase for US National Residing in UAE<\/span><\/a><\/li>
  2. Case Study –\u00a31M UK Mortgage For First-Time Buyers Living In Hong Kong\u00a0<\/span><\/span><\/a>\u00a0<\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t