{"id":13572,"date":"2022-10-26T15:19:46","date_gmt":"2022-10-26T07:19:46","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/uncategorized-ae\/large-uk-private-bank-mortgage-for-a-foreign-national-in-switzerland"},"modified":"2023-09-13T11:51:44","modified_gmt":"2023-09-13T03:51:44","slug":"large-uk-private-bank-mortgage-for-a-foreign-national-in-switzerland","status":"publish","type":"post","link":"https:\/\/backup.articusfinance.com\/ae\/case-studies\/large-uk-private-bank-mortgage-for-a-foreign-national-in-switzerland","title":{"rendered":"Large UK private bank mortgage for a foreign national in Switzerland"},"content":{"rendered":"<h2 style=\"color: #134f5c; font-size: 15px; font-family: Verdana, Geneva, sans-serif;\"><strong>The case in brief<\/strong><\/h2>\n<p><!--more--><\/p>\n<ul>\n<li>Client: Swiss national &amp; resident<\/li>\n<li>Property type: Residential Home<\/li>\n<li>Property value: \u00a3 4.5m<\/li>\n<li>Loan Amount: \u00a3 3.24m<\/li>\n<li>LTV: 72%<\/li>\n<\/ul>\n<h2 style=\"color: #134f5c; font-size: 15px; font-family: Verdana, Geneva, sans-serif;\"><strong>Our client<\/strong><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-family: Verdana, Geneva, sans-serif;\">A recently completed case involves arranging a large mortgage on a family home in London. The client was a Swiss national living and working in Geneva who wanted permanent property in the UK. The rationale behind buying the property was to have a base in the UK as the client and regularly visit London. They also saw the London property market as a solid long-term investment.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Verdana, Geneva, sans-serif;\">To complicate the case further, the client had recently moved companies and was technically in a probationary period. As a foreign national paid in Swiss francs, our client had a minimal UK footprint or even a UK bank account.<\/span><\/p>\n<p><span style=\"font-family: Verdana, Geneva, sans-serif;\">To find out more about property finance for overseas clients, explore our page<strong>\u00a0<\/strong><span style=\"font-weight: normal; font-style: normal; color: #45818e;\"><u><a style=\"color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/ae\/uk-mortgages-for-residents-in-switzerland\">UK Mortgages For Residents in Switzerland<\/a>.<\/u><\/span><\/span><\/p>\n<h2 style=\"background-color: transparent; color: #134f5c; font-size: 15px; font-family: Verdana, Geneva, sans-serif;\"><strong>Our solution<\/strong><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-family: Verdana, Geneva, sans-serif;\">Our brokers are experienced with this type of complexity. The broker on the case immediately contacted a <a href=\"https:\/\/backup.articusfinance.com\/ae\/private-bank-mortgages\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #45818e;\">private bank<\/span><\/a> with which we work regularly. The bank appreciates clients of different nationalities living overseas who are looking to invest their finance in assets in the UK. The credit team and banker weren\u2019t too comfortable with the probation period attached to the client\u2019s new job. However, due to our strong relationship with the bank, we were able to negotiate personalised terms.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Verdana, Geneva, sans-serif;\">The Articus team were able to secure a competitive 5-year fixed rate. This was a fantastic outcome for the client and shows that a competitive solution can be secured with the right network and relationships, no matter the complexity of an individual\u2019s ambitions.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Verdana, Geneva, sans-serif;\">If you wish to discuss your <span style=\"color: #45818e;\"><a style=\"font-weight: normal; text-decoration: underline; color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/ae\/private-bank-mortgages\" rel=\"noopener\">private banking options<\/a><\/span>, <span style=\"color: #45818e;\"><span style=\"text-decoration: underline;\">speak with the <\/span><a style=\"text-decoration: underline; color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/ae\/contact#contact-form\" rel=\"noopener\">team<\/a><\/span> today.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The case in brief<\/p>\n","protected":false},"author":1,"featured_media":13573,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[62],"tags":[],"class_list":["post-13572","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies"],"acf":[],"jetpack_featured_media_url":"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/pexels-max-vakhtbovych-5998120-scaled.jpg","_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/posts\/13572","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/comments?post=13572"}],"version-history":[{"count":1,"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/posts\/13572\/revisions"}],"predecessor-version":[{"id":20637,"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/posts\/13572\/revisions\/20637"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/media\/13573"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/media?parent=13572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/categories?post=13572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ae\/wp-json\/wp\/v2\/tags?post=13572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}