{"id":12208,"date":"2023-03-27T16:52:39","date_gmt":"2023-03-27T08:52:39","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/complaint"},"modified":"2023-09-14T17:13:18","modified_gmt":"2023-09-14T09:13:18","slug":"complaint","status":"publish","type":"page","link":"https:\/\/backup.articusfinance.com\/ch\/complaint","title":{"rendered":"Complaint"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12208\" class=\"elementor elementor-12208 elementor-7643\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-549a75a elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"549a75a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65b7af0\" data-id=\"65b7af0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89c0ef7 elementor-widget elementor-widget-image\" data-id=\"89c0ef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"387\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp\" class=\"attachment-full size-full wp-image-269\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp 1500w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-300x77.webp 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-1024x264.webp 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-768x198.webp 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c888ca4 elementor-widget elementor-widget-heading\" data-id=\"c888ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Complaint<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-620c7bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"620c7bf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55e58c8\" data-id=\"55e58c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6be4395 elementor-widget elementor-widget-text-editor\" data-id=\"6be4395\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>HOW WE APPROACH YOU COMPLAINT<\/strong><\/p><p>Each of our customers is important to us and we believe you have the right to a fair and courteous service. If you\u2019re dissatisfied with our service, or the advice you receive, we will initially attempt to resolve the matter informally, if you are happy for us to. If we can resolve the matter within 3 business days following the day we received it, we\u2019ll send you confirmation of this. We\u2019ll also let you know about the Financial Ombudsman Service (FOS) at this time.<\/p><p>If we\u2019re unable to resolve matter quickly, to your satisfaction, or you would prefer a formal process, then we have a detailed complaint handling process to ensure we are able to investigate and respond to your complaint thoroughly and fairly. This is process is summarised further below.<\/p><p>Articus Finance is regulated by the FCA, so you are entitled to register a complaint at any time. We never impose barriers to you doing so and you can speak directly to our directors or compliance manager.<\/p><p>Should you wish to register a complaint, you may do so by contacting our Principal firm, JLM Mortgage Network, in the following ways:In writing: Compliance Dept. JLM Mortgage Network, 21a Churchyard, Hitchin, Hertfordshire, SG5 1HP<\/p><p><strong>By phone: 01462 455655<br \/><\/strong><strong>By email: <\/strong><a style=\"color: #0563c1;\" href=\"mailto:compliance@jlmms.co.uk\"><strong>compliance@jlmms.co.uk<\/strong><\/a><strong>.<\/strong><\/p><p>There are some complaints we cannot consider but we will explain to you if this is case<\/p><p>\u00a0<\/p><h6><strong>RECEIVING YOUR COMPLAINT<\/strong><\/h6><p>If we cannot resolve your complaint informally, within 3 business days following the day we received it, then we\u2019ll write to you to let you know. If you gave your complaint verbally, then we\u2019ll also confirm our understanding of your concerns and request you to correct any misunderstandings.<\/p><p>\u00a0<\/p><h6><strong>INVESTIGATING<\/strong><\/h6><p>We\u2019ll review our records and discuss your concerns with all those involved. Sometimes we have to liaise with third parties like lenders or solicitors which can require more time and we may need your authority to do so. We\u2019ll also keep you updated throughout.<\/p><p>\u00a0<\/p><h6><strong>RESPONDING TO YOUR CONCERN<\/strong><\/h6><p>We\u2019ll provide you with a full written response within eight weeks. If we do not agree then we\u2019ll explain why, but if we recognise we\u2019ve failed you then we\u2019ll explain how we plan to improve. We\u2019ll also confirm whether you can refer to the Financial Ombudsman Service.<\/p><p>Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service which can be contacted as follows:<\/p><p>If you feel we do not handle your complaint fairly, then you may be able to refer to an independent adjudicator, the Financial Ombudsman Service (FOS) if the matter is concerning residential mortgages, Consumer Buy-to-Let and personal protection policies as these are regulated by the Financial Conduct Authority (FCA). The same is not normally true for other Buy-to-Let or commercial mortgages but we\u2019ll let you know if this is the case.<\/p><p>You can contact the Financial Ombudsman Service in the following way;<\/p><p>Visit the website and fill out the online form <a href=\"http:\/\/www.financial-ombudsman.org.uk\" target=\"_blank\" rel=\"noopener\">www.financial-ombudsman.org.uk<\/a><\/p><p>Write to Exchange Tower, Harbour Exchange, London E14 9SR<\/p><p>Email: <a style=\"color: #0563c1;\" href=\"mailto:complaint.info@financial-ombudsman.org.uk\">complaint.info@financial-ombudsman.org.uk<\/a><\/p><p>We are authorised and regulated by the Financial Conduct Authority (FCA), who have set out specific rules for the handling of complaints. Our procedure is compliant with the FCA rules but if you wish to obtain further information please visit <a style=\"color: #0563c1;\" href=\"http:\/\/www.fca.org.uk\/\" target=\"_blank\" rel=\"noopener\">http:\/\/www.fca.org.uk<\/a> or email <a style=\"color: #0563c1;\" href=\"mailto:consumer.queries@fca.org.uk\">consumer.queries@fca.org.uk<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Complaint HOW WE APPROACH YOU COMPLAINT Each of our customers is important to us and we believe you have the right to a fair and courteous service. If you\u2019re dissatisfied with our service, or the advice you receive, we will initially attempt to resolve the matter informally, if you are happy for us to. If [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"elementor_header_footer","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-12208","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/pages\/12208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/comments?post=12208"}],"version-history":[{"count":1,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/pages\/12208\/revisions"}],"predecessor-version":[{"id":21045,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/pages\/12208\/revisions\/21045"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/media?parent=12208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}