{"id":13482,"date":"2023-01-27T11:23:22","date_gmt":"2023-01-27T03:23:22","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/uncategorized-ch\/residential-mortgage-for-a-recently-arrived-french-national"},"modified":"2023-09-14T16:57:13","modified_gmt":"2023-09-14T08:57:13","slug":"residential-mortgage-for-a-recently-arrived-french-national","status":"publish","type":"post","link":"https:\/\/backup.articusfinance.com\/ch\/case-studies\/residential-mortgage-for-a-recently-arrived-french-national","title":{"rendered":"Residential mortgage for a recently arrived French national"},"content":{"rendered":"<h2 style=\"font-family: Verdana, Geneva, sans-serif; color: #134f5c; font-size: 15px;\"><strong>The case in brief<\/strong><\/h2>\n<p><!--more--><\/p>\n<ul style=\"font-size: 13px;\">\n<li>Client: French national<\/li>\n<li>Property type: Residential purchase<\/li>\n<li>Property value: \u00a31.35 million<\/li>\n<li>Loan Amount: \u00a3830k<\/li>\n<li>LTV: 61%<\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"color: #000000; font-family: Verdana, Geneva, sans-serif;\">For French citizens looking for international property, the UK is an attractive option due to its strong and stable economy, excellent transport links, and attractive tax benefits. <\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"font-family: Verdana, Geneva, sans-serif;\"><span style=\"color: #000000;\">To find out how we can assist French residents, visit our page,<\/span> <span style=\"color: #45818e;\"><a style=\"text-decoration: underline; color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/ch\/uk-mortgages-for-french-residents\" target=\"_blank\" rel=\"noopener\">UK Mortgages for French Residents<\/a><span style=\"text-decoration: underline;\">.<\/span><\/span><\/span><\/p>\n<h2 style=\"font-family: Verdana, Geneva, sans-serif; font-size: 15px;\"><span style=\"color: #134f5c;\"><strong>Our client<\/strong><\/span><\/h2>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"color: #000000; font-family: Verdana, Geneva, sans-serif;\">We were approached by a French national looking to secure an <a href=\"https:\/\/backup.articusfinance.com\/ch\/interest-only-mortgages\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #45818e;\">interest-only mortgage<\/span><\/a>. They were purchasing a \u00a31.35 million property for their family in order to officially move to the UK. The issue was that the client did not have a permanent right to reside in the UK or any footprint, which could potentially disqualify them from finding a lender that would accept their case. <\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"color: #000000; font-family: Verdana, Geneva, sans-serif;\">The client was also yet to start his new job in the UK, which causes problems for lenders.<\/span><\/p>\n<h2 style=\"color: #134f5c; font-family: Verdana, Geneva, sans-serif; font-size: 15px;\"><strong>Our solution\u00a0<\/strong><\/h2>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"color: #000000; font-family: Verdana, Geneva, sans-serif;\">Articus Finance understands the difficulty of securing the best mortgage rates for people living in the UK without a permanent right to reside. To address this, we work closely with niche lenders who were willing to consider the client\u2019s personal circumstances and offer their most preferential mortgage rates. <\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"color: #000000; font-family: Verdana, Geneva, sans-serif;\">The broker was successful in securing a \u00a3830k <a href=\"https:\/\/backup.articusfinance.com\/ch\/interest-only-mortgages\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #45818e;\">interest-only residential mortgage<\/span><\/a> against a \u00a31.35 million property, enabling them to begin their new life in the UK with complete satisfaction.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"color: #353740; font-family: Verdana, Geneva, sans-serif;\"><span style=\"color: #000000;\">The UK property market can be complex, but this case study illustrates the advantages of having professional guidance when foreign investors are making decisions about their investments. With the expertise of an experienced expert in the field, investors can be confident that they are making the best possible choices.<\/span> <a href=\"https:\/\/backup.articusfinance.com\/ch\/contact\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #45818e;\">GET IN TOUCH<\/span><\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The case in brief<\/p>\n","protected":false},"author":1,"featured_media":13483,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[70],"tags":[],"class_list":["post-13482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies"],"acf":[],"jetpack_featured_media_url":"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/02\/pexels-max-vakhtbovych-7534547-scaled.jpg","_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts\/13482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/comments?post=13482"}],"version-history":[{"count":1,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts\/13482\/revisions"}],"predecessor-version":[{"id":21021,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts\/13482\/revisions\/21021"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/media\/13483"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/media?parent=13482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/categories?post=13482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/ch\/wp-json\/wp\/v2\/tags?post=13482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}