{"id":11343,"date":"2022-12-28T15:48:05","date_gmt":"2022-12-28T07:48:05","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/hmo-mortgages"},"modified":"2023-09-04T16:15:52","modified_gmt":"2023-09-04T08:15:52","slug":"hmo-mortgages","status":"publish","type":"page","link":"https:\/\/backup.articusfinance.com\/fr\/hmo-mortgages","title":{"rendered":"HMO Mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11343\" class=\"elementor elementor-11343 elementor-768\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-216890b4 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"216890b4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f6b963a\" data-id=\"6f6b963a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73a39636 elementor-widget elementor-widget-image\" data-id=\"73a39636\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"387\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp\" class=\"attachment-full size-full wp-image-10044\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp 1500w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-300x77.webp 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-1024x264.webp 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-768x198.webp 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77a5651d elementor-widget elementor-widget-heading\" data-id=\"77a5651d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">HMO Mortgages\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dde7dc4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3dde7dc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send an Enquiry<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-492a4803 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"492a4803\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-410061c\" data-id=\"410061c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-327c2891 title elementor-widget elementor-widget-heading\" data-id=\"327c2891\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>HMO Mortgages \u2013 Houses in Multiple Occupation<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10686a69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10686a69\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e4ecd92\" data-id=\"3e4ecd92\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46861ea7 elementor-widget elementor-widget-text-editor\" data-id=\"46861ea7\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"sv-page\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019re researching HMO (Houses in Multiple Occupation) mortgages, a thorough understanding of the marketplace and the relevant regulations is vital. So, whether you\u2019re seeking the lowest rates, remortgaging a HMO property, or simply looking to find out more about HMO mortgages in general, <a href=\"\/fr\/contact\"><span style=\"color: #45818e;\"><u>we can help<\/u><\/span>.<\/a><\/p><h2>Our Buy-to-Let Services:<\/h2><ul><li><span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"\/fr\/buy-to-let-mortgages-in-the-uk\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">Purchase<\/span><\/a><\/span><\/li><li><span style=\"text-decoration: underline; color: #45818e;\"><a style=\"color: #45818e; text-decoration: underline;\" href=\"\/fr\/buy-to-let-remortgage\" target=\"_blank\" rel=\"noopener\">Remortgage<\/a><\/span><\/li><li><span style=\"text-decoration: underline; color: #45818e;\"><a style=\"color: #45818e; text-decoration: underline;\" href=\"\/fr\/buy-to-let-mortgage-limited-company\" target=\"_blank\" rel=\"noopener\">Limited Company<\/a><\/span><\/li><li><span style=\"text-decoration: underline; color: #45818e;\"><a style=\"color: #45818e; text-decoration: underline;\" href=\"\/fr\/portfolio-landlord-mortgages\" target=\"_blank\" rel=\"noopener\">Portfolio Landlord<\/a><\/span><\/li><li><span style=\"text-decoration: underline; color: #45818e;\"><a style=\"color: #45818e; text-decoration: underline;\" href=\"\/fr\/hmo-mortgages\" target=\"_blank\" rel=\"noopener\">House in Multiple Occupation (HMO)<\/a><\/span><\/li><\/ul><p>Choosing a brokerage service such as Articus Finance can significantly increase your chances of obtaining the most favourable HMO mortgage rates. With our extensive network of buy-to-let mortgage lenders and specialised knowledge, we can manage and present your case to ensure the best possible outcome.<\/p><h2>We can also assist with the following:<\/h2><ul><li><span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"\/fr\/buy-to-let-expat-mortgages\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">Expat Buy-to-Let Mortgage<\/span><\/a><\/span><\/li><li><span style=\"text-decoration: underline; color: #45818e;\"><a style=\"color: #45818e; text-decoration: underline;\" href=\"\/fr\/buy-to-let-foreign-national-mortgages\" target=\"_blank\" rel=\"noopener\">Foreign National Buy-to-Let Mortgage<\/a><\/span><\/li><\/ul><p><a href=\"\/fr\/contact\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #45818e;\">Get in touch<\/span><\/a> for your free consultation today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6d5b4018 sticky-download\" data-id=\"6d5b4018\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6c3741d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c3741d6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:60,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4f96b962\" data-id=\"4f96b962\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58869668 elementor-widget elementor-widget-image\" data-id=\"58869668\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/fr\/guides\/buy-to-let\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/Navigating-the-complex-world-of-buy-to-let-property.jpg\" class=\"attachment-large size-large wp-image-10354\" alt=\"buy-to-let mortgage flat above commercial unit\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/Navigating-the-complex-world-of-buy-to-let-property.jpg 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/Navigating-the-complex-world-of-buy-to-let-property-212x300.jpg 212w\" sizes=\"(max-width: 566px) 100vw, 566px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72f6f702 elementor-widget elementor-widget-heading\" data-id=\"72f6f702\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/guides\/buy-to-let\">NAVIGATING THE COMPLEX WORLD OF BUY-TO-LET PROPERTY\n<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22d00b4c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"22d00b4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/guides\/buy-to-let\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9ef794 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d9ef794\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4f4c0fb elementor-hidden-mobile\" data-id=\"4f4c0fb\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79c9a1d elementor-widget elementor-widget-heading\" data-id=\"79c9a1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11394c4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"11394c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/backup.articusfinance.com\/contact#enquiry\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6416ee1\" data-id=\"6416ee1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4befd8 elementor-widget elementor-widget-accordion\" data-id=\"b4befd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1891\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1891\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is an HMO?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1891\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1891\"><p>Your home is a <strong>House in Multiple Occupation (<abbr title=\"house in multiple occupation\">HMO<\/abbr>)<\/strong> if both of the following apply:<\/p><ul><li>at least 3 tenants live there, forming more than 1 household<\/li><li>you share toilet, bathroom or kitchen facilities with other tenants<\/li><\/ul><p>\u00a0<\/p><p>Your home is a large HMO if both of the following apply:<\/p><ul><li>at least 5 tenants live there, forming more than 1 household<\/li><li>you share toilet, bathroom or kitchen facilities with other tenants<\/li><\/ul><p>\u00a0<\/p><p>HMO regulations may vary between different councils.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1892\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1892\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the Benefits of HMO Properties?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1892\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1892\"><p>HMO properties offer benefits such as higher rental income, lower vacancy risk, shared expenses, diversified tenant base, and investment potential. They can also adapt to local demand, offer market resilience, and, in some cases, comply with specific regulations for safety and licensing.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1893\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1893\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the Downsides of HMO Properties?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1893\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1893\"><p>Operating a property of this type is often more complicated than a standard rental property. HMO landlords must comply with a wide range of regulations, and you\u2019ll always need a special license from the local council.<\/p>\n<p>These licenses are typically valid for five years, and a separate license is required for each property. And, from October 2018, these licenses became mandatory for landlords with properties rented out to five or more people from over two separate households.<\/p>\n<p>Further to this, there are often conditions attached to these licenses, ranging from the landlord being a \u2018fit and proper person\u2019 with no criminal record, to providing the council with an updated gas safety certificate every year.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1894\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1894\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Finding the Best HMO Mortgage Rates<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1894\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1894\"><p><span style=\"color: var( --e-global-color-secondary );\">HMO mortgages are also different to standard buy to let finance. You might think that running a HMO is a more appealing option, because it\u2019s typically more profitable than other rentals. However, the mortgage rates are higher than their standard buy to let counterparts. Some lenders will only offer HMO mortgages to experienced landlords, too, so there\u2019s a lot to consider here.<\/span><\/p><p><span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"\/fr\/case-studies\/bridging-finance-utilised-to-convert-standard-btl-into-a-hmo\" target=\"_blank\" rel=\"noopener\">Read our case study as an example<\/a><\/span>.<\/p><p>Using a broker like Articus Finance could help you to secure the best HMO mortgage rates, as we work with buy to let mortgage lenders across the industry and have the expertise to present your case in the best possible light<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is an HMO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Your home is a <strong>House in Multiple Occupation (<abbr title=\\\"house in multiple occupation\\\">HMO<\\\/abbr>)<\\\/strong> if both of the following apply:<\\\/p><ul><li>at least 3 tenants live there, forming more than 1 household<\\\/li><li>you share toilet, bathroom or kitchen facilities with other tenants<\\\/li><\\\/ul><p>\\u00a0<\\\/p><p>Your home is a large HMO if both of the following apply:<\\\/p><ul><li>at least 5 tenants live there, forming more than 1 household<\\\/li><li>you share toilet, bathroom or kitchen facilities with other tenants<\\\/li><\\\/ul><p>\\u00a0<\\\/p><p>HMO regulations may vary between different councils.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What are the Benefits of HMO Properties?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>HMO properties offer benefits such as higher rental income, lower vacancy risk, shared expenses, diversified tenant base, and investment potential. They can also adapt to local demand, offer market resilience, and, in some cases, comply with specific regulations for safety and licensing.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What are the Downsides of HMO Properties?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Operating a property of this type is often more complicated than a standard rental property. HMO landlords must comply with a wide range of regulations, and you\\u2019ll always need a special license from the local council.<\\\/p>\\n<p>These licenses are typically valid for five years, and a separate license is required for each property. And, from October 2018, these licenses became mandatory for landlords with properties rented out to five or more people from over two separate households.<\\\/p>\\n<p>Further to this, there are often conditions attached to these licenses, ranging from the landlord being a \\u2018fit and proper person\\u2019 with no criminal record, to providing the council with an updated gas safety certificate every year.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Finding the Best HMO Mortgage Rates\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"color: var( --e-global-color-secondary );\\\">HMO mortgages are also different to standard buy to let finance. You might think that running a HMO is a more appealing option, because it\\u2019s typically more profitable than other rentals. However, the mortgage rates are higher than their standard buy to let counterparts. Some lenders will only offer HMO mortgages to experienced landlords, too, so there\\u2019s a lot to consider here.<\\\/span><\\\/p><p><span style=\\\"color: #45818e;\\\"><a style=\\\"color: #45818e;\\\" href=\\\"\\\/fr\\\/case-studies\\\/bridging-finance-utilised-to-convert-standard-btl-into-a-hmo\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">Read our case study as an example<\\\/a><\\\/span>.<\\\/p><p>Using a broker like Articus Finance could help you to secure the best HMO mortgage rates, as we work with buy to let mortgage lenders across the industry and have the expertise to present your case in the best possible light<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65562a9e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"65562a9e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1c59291c elementor-hidden-mobile\" data-id=\"1c59291c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5575fc97 elementor-widget elementor-widget-spacer\" data-id=\"5575fc97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-612727d2\" data-id=\"612727d2\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e7e0ea0 elementor-widget elementor-widget-heading\" data-id=\"2e7e0ea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Proven Expertise<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9eafb48 elementor-widget elementor-widget-text-editor\" data-id=\"9eafb48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our specialist mortgage brokers based in London are highly experienced in negotiating the best mortgages and mortgage rates, no matter how complex your situation.<\/p><p>With over 20 years\u2019 combined experience sourcing the best mortgage deals for global clients, our brokers have the skills, knowledge, and lender relationships to turn your property aspirations into a reality. To find out how we do it, explore our case studies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be65c54 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"be65c54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/case-studies\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Our Case Studies<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65b3df29 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"65b3df29\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-650145fd\" data-id=\"650145fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53d313b2 title elementor-widget elementor-widget-heading\" data-id=\"53d313b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Related Services<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c5ca5d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5ca5d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6a262b8\" data-id=\"6a262b8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-582c35e elementor-widget elementor-widget-heading\" data-id=\"582c35e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/portfolio-landlord-mortgages\">BTL PORTFOLIO <\/BR>LANDLORD MORTGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80f4bf6 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"80f4bf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/portfolio-landlord-mortgages\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-f319ec5\" data-id=\"f319ec5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a6b1bf elementor-widget elementor-widget-heading\" data-id=\"8a6b1bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/buy-to-let-mortgages-in-the-uk\">BTL PURCHASE<\/BR> MORTGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a97dc0 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7a97dc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/buy-to-let-mortgages-in-the-uk\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-64ddc72\" data-id=\"64ddc72\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1c2c79 elementor-widget elementor-widget-heading\" data-id=\"d1c2c79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/buy-to-let-remortgage\">BTL <\/BR>REMORTGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3182ae elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c3182ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/buy-to-let-remortgage\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c836c9b\" data-id=\"c836c9b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6d01d9 elementor-widget elementor-widget-heading\" data-id=\"c6d01d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/buy-to-let-mortgage-limited-company\">BTL LIMITED <\/BR>COMPANY MORTGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8035dd1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8035dd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/buy-to-let-mortgage-limited-company\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-695a9ae3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"695a9ae3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68bdd106\" data-id=\"68bdd106\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40698559 elementor-widget elementor-widget-heading\" data-id=\"40698559\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need Assistance ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-890d2b8 elementor-widget elementor-widget-text-editor\" data-id=\"890d2b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whether you\u2019d like to make a finance enquiry or simply have <br \/>a question about our services, we\u2019re on hand to help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b5e32e6 elementor-widget elementor-widget-text-editor\" data-id=\"4b5e32e6\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"menu-ft\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-phone\">\u00a0\u00a0\u00a0<\/i> <a style=\"color: white;\" href=\"tel:02080885465\">020 8088 5465<\/a> |\u00a0 <i class=\"fa fa-envelope\">\u00a0\u00a0\u00a0<\/i><a style=\"color: white;\" href=\"mailto:info@articusfinance.co.uk\">info@articusfinance.co.uk<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45835e55 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"45835e55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>HMO Mortgages Send an Enquiry HMO Mortgages \u2013 Houses in Multiple Occupation If you\u2019re researching HMO (Houses in Multiple Occupation) mortgages, a thorough understanding of the marketplace and the relevant regulations is vital. So, whether you\u2019re seeking the lowest rates, remortgaging a HMO property, or simply looking to find out more about HMO mortgages in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-11343","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/pages\/11343","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/comments?post=11343"}],"version-history":[{"count":0,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/pages\/11343\/revisions"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/media?parent=11343"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}