{"id":11622,"date":"2022-12-28T15:19:36","date_gmt":"2022-12-28T07:19:36","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/high-net-worth-mortgages"},"modified":"2024-02-06T11:41:45","modified_gmt":"2024-02-06T03:41:45","slug":"high-net-worth-mortgages","status":"publish","type":"page","link":"https:\/\/backup.articusfinance.com\/fr\/high-net-worth-mortgages","title":{"rendered":"High Net Worth Mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11622\" class=\"elementor elementor-11622 elementor-712\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a6c45b elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"4a6c45b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dccb5f6\" data-id=\"dccb5f6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12a9c30 elementor-widget elementor-widget-image\" data-id=\"12a9c30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"387\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp\" class=\"attachment-full size-full wp-image-10044\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp 1500w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-300x77.webp 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-1024x264.webp 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-768x198.webp 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe9f0cc elementor-widget elementor-widget-heading\" data-id=\"fe9f0cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">High Net Worth Mortgages<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ad661a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1ad661a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/contact#enquiry\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send an Enquiry<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-38ca00b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"38ca00b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ca6069\" data-id=\"0ca6069\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7eee2c9 title elementor-widget elementor-widget-heading\" data-id=\"7eee2c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>High Net Worth Mortgages<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c78859 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c78859\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a039d62\" data-id=\"a039d62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1fca51e elementor-widget elementor-widget-text-editor\" data-id=\"1fca51e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"sv-page\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><strong>Our High Net Worth Services:<\/strong><\/h2><ul><li>Bespoke lending solutions for <a href=\"\/case-studies\/interest-only-remortgage-for-uhnw-qatari-resident\"><span style=\"color: #45818e;\"><u>High-Net-Worth borrowers<\/u><\/span><\/a><\/li><li>Personalised solutions<\/li><li>Large mortgage loans with a <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"\/fr\/high-loan-to-value-mortgages\"><u>large loan-to-value (LTV)<\/u><\/a><\/span> &#8211; it can be 100% LTV in some cases<\/li><li>High Net Worth exemptions for mortgages<\/li><li>Mortgage solutions for <span style=\"color: #45818e;\"><u>HNW UK residents<\/u><\/span>, <span style=\"color: #45818e;\"><u>non-UK residents<\/u><\/span>, <a href=\"\/fr\/foreign-national-mortgages\"><span style=\"color: #45818e;\"><u>foreign nationals<\/u><\/span><\/a> and <a href=\"\/fr\/expat-mortgages\"><span style=\"color: #45818e;\"><u>expats<\/u><\/span><\/a><\/li><li>Mortgages for <u><span style=\"color: #45818e;\">c<a style=\"color: #45818e;\" href=\"\/fr\/expat-mortgages\">omplex income arrangements<\/a><\/span><\/u><\/li><li>HNW <a href=\"\/fr\/interest-only-mortgages\"><span style=\"color: #45818e;\"><u>Interest only mortgages<\/u><\/span><\/a><\/li><li>Mortgage solutions for complex ownership structures<\/li><li>Whole of market with access to every <a href=\"\/fr\/private-bank-mortgages\"><span style=\"color: #45818e;\"><u>bank\/lender\/institution<\/u><\/span><\/a><\/li><li>Independent and discreet advice built on relationships and service<\/li><li><span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"\/fr\/contact#contact-form\">Get in touch<\/a><\/span>\u00a0for your free consultation today<\/li><\/ul><p>High Net Worth individuals should have very few issues in accessing a loan from HNW mortgage lenders. However, many High Net Worth individuals have complex income streams that many high street lenders cannot factor into their risk calculation. HNW individuals are also often looking for a tailored approach to the mortgages that they can access, which cannot always be provided via a high street lender.<\/p><p>As a High Net Worth individual, it is more likely that you have a complex financial situation and are therefore likely to require a more bespoke mortgage arrangement. <a href=\"\/guides\/high-net-worth-mortgage-guide\"><span style=\"color: #45818e;\"><u>High Net Worth Mortgages<\/u><\/span><\/a> obviously need to suit you as an applicant but in spite of your income, you still need to satisfy the lender that you can fully repay the loan. These specialised mortgages often need greater flexibility as they are a significant financial transaction, requiring extensive proof of ability to repay.<\/p><p>If you\u2019re an HNW client interested in investing in the UK property market<u>,<span style=\"color: #45818e;\">\u00a0<a style=\"color: #45818e;\" href=\"\/fr\/guides\/high-net-worth-mortgage-guide\">download our guide specifically designed for High-Net-Worth individuals<\/a><\/span><\/u>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e23caab sticky-download\" data-id=\"e23caab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1d5ff1c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d5ff1c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:50,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6e562f2\" data-id=\"6e562f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ce3023 elementor-widget elementor-widget-image\" data-id=\"6ce3023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/fr\/guides\/high-net-worth-mortgage-guide\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1.webp\" class=\"attachment-large size-large wp-image-10071\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1.webp 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1-212x300.webp 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db92f5b elementor-widget elementor-widget-heading\" data-id=\"db92f5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/guides\/high-net-worth-mortgage-guide\">High net worth <\/br>mortgage guide<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce734ef elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"ce734ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/guides\/high-net-worth-mortgage-guide\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa7bd1c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"fa7bd1c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6139629 elementor-hidden-mobile\" data-id=\"6139629\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-050d1d3 elementor-widget elementor-widget-heading\" data-id=\"050d1d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4628844 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4628844\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-16d2bca\" data-id=\"16d2bca\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb416f7 elementor-widget elementor-widget-accordion\" data-id=\"eb416f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2461\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2461\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is a High Net Worth mortgage and who is considered a High Net Worth Individual?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2461\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2461\"><p>A high net worth individual is someone who has a personal income of more than \u00a3300,000 or has liquid assets of more than \u00a33,000,000.<\/p><p>If this reflects your personal situation, the private lenders that we partner with are legally able to apply less stringent regulations towards the income streams of high net worth customers, something which is not applicable to high street lenders.\u00a0 This provides much more flexibility, as it is easier to prove that you have the necessary means in place to pay off the loan in full. They may also consider more preferential rates as your financial situation is likely to be of interest. You are a highly desirable client and so as long as you can accurately prove your net worth and income and make a comprehensive application, you are likely able to get a mortgage deal that works for you.\u00a0<\/p><p>As a high net worth mortgage, dealing with significant financial amounts, it is often the case that private banks and personal finance outlets are likely to be a better fit for this type of mortgage.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2462\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2462\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Why would a High Net Worth individual use a mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2462\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2462\"><p>When trying to access a mortgage from a high street lender, it is often focused solely on income alone. As a high-net-worth individual, you may not have a \u2018regular\u2019 income or have adequate cash flow. Your worth may be tied into assets or be based upon your investments, shares or bonds. It is therefore more difficult to \u2018prove\u2019 your income and show that you have the means to repay the loan.<\/p><p>Articus Finance works with high net worth clients from a range of different scenarios and jurisdictions. We understand, therefore, that you are likely to be looking for support in obtaining the mortgage that you need and tying all your assets together. We work for our clients, using a bespoke approach to ensure that we obtain the best mortgage for your needs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2463\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2463\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the cost of a High-Net-Worth Mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2463\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2463\"><p>These types of mortgages are very much \u2018bespoke\u2019, meaning each product and solution we secure for our clients are unique and individually negotiated. However, we can separate the institutions that we will approach on your behalf to give you an idea of how much it will cost you to secure a High-Net-Worth mortgage:<\/p><ul><li>Traditional Lender \u2013 if the loan is sub \u00a33 million, we may be able to approach a more traditional lender, these types of lenders can provide interest rates at sub 1.5%<\/li><li>Private Bank (with assets under management): For a larger loan with a more complex background, we will approach a private bank. If you have the flexibility to bring assets under management, we may be able to negotiate rates between 1.5%-2.5% plus cost of funds.<\/li><li>Private Bank (no assets under management): You can expect rates at 2.5%-3.5% plus cost of funds.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2464\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2464\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How do we arrange your High Net Worth Mortgage and what\u2019s different to the traditional route?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2464\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2464\"><p>The process of arranging a High-Net-Worth mortgage for a High Net Worth Individual is relatively similar to your traditional lenders. You will be required to have a fee-free conversation with one of our industry leading brokers who will discuss your current situation and plans. This will include details on worldwide income, worldwide assets and liabilities.<\/p><p>Articus Finance is a whole of market brokerage, meaning our brokers can approach any lender or institution, giving our clients complete flexibility whilst allowing us to tailor our advice around your specific situation.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a High Net Worth mortgage and who is considered a High Net Worth Individual?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>A high net worth individual is someone who has a personal income of more than \\u00a3300,000 or has liquid assets of more than \\u00a33,000,000.<\\\/p><p>If this reflects your personal situation, the private lenders that we partner with are legally able to apply less stringent regulations towards the income streams of high net worth customers, something which is not applicable to high street lenders.\\u00a0 This provides much more flexibility, as it is easier to prove that you have the necessary means in place to pay off the loan in full. They may also consider more preferential rates as your financial situation is likely to be of interest. You are a highly desirable client and so as long as you can accurately prove your net worth and income and make a comprehensive application, you are likely able to get a mortgage deal that works for you.\\u00a0<\\\/p><p>As a high net worth mortgage, dealing with significant financial amounts, it is often the case that private banks and personal finance outlets are likely to be a better fit for this type of mortgage.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Why would a High Net Worth individual use a mortgage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>When trying to access a mortgage from a high street lender, it is often focused solely on income alone. As a high-net-worth individual, you may not have a \\u2018regular\\u2019 income or have adequate cash flow. Your worth may be tied into assets or be based upon your investments, shares or bonds. It is therefore more difficult to \\u2018prove\\u2019 your income and show that you have the means to repay the loan.<\\\/p><p>Articus Finance works with high net worth clients from a range of different scenarios and jurisdictions. We understand, therefore, that you are likely to be looking for support in obtaining the mortgage that you need and tying all your assets together. We work for our clients, using a bespoke approach to ensure that we obtain the best mortgage for your needs.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is the cost of a High-Net-Worth Mortgage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>These types of mortgages are very much \\u2018bespoke\\u2019, meaning each product and solution we secure for our clients are unique and individually negotiated. However, we can separate the institutions that we will approach on your behalf to give you an idea of how much it will cost you to secure a High-Net-Worth mortgage:<\\\/p><ul><li>Traditional Lender \\u2013 if the loan is sub \\u00a33 million, we may be able to approach a more traditional lender, these types of lenders can provide interest rates at sub 1.5%<\\\/li><li>Private Bank (with assets under management): For a larger loan with a more complex background, we will approach a private bank. If you have the flexibility to bring assets under management, we may be able to negotiate rates between 1.5%-2.5% plus cost of funds.<\\\/li><li>Private Bank (no assets under management): You can expect rates at 2.5%-3.5% plus cost of funds.<\\\/li><\\\/ul>\"}},{\"@type\":\"Question\",\"name\":\"How do we arrange your High Net Worth Mortgage and what\\u2019s different to the traditional route?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The process of arranging a High-Net-Worth mortgage for a High Net Worth Individual is relatively similar to your traditional lenders. You will be required to have a fee-free conversation with one of our industry leading brokers who will discuss your current situation and plans. This will include details on worldwide income, worldwide assets and liabilities.<\\\/p><p>Articus Finance is a whole of market brokerage, meaning our brokers can approach any lender or institution, giving our clients complete flexibility whilst allowing us to tailor our advice around your specific situation.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-864154f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"864154f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b97616\" data-id=\"7b97616\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d164fe5 title elementor-widget elementor-widget-heading\" data-id=\"d164fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Related Case Studies<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f79c6d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f79c6d5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6115c2a\" data-id=\"6115c2a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be2fec5 elementor-widget elementor-widget-heading\" data-id=\"be2fec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/case-studies\/competitive-solution-foreign-client-with-minimal-uk-footprint-complex-income\">COMPETITIVE SOLUTION FOR FOREIGN CLIENT WITH MINIMAL UK FOOTPRINT ...\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f823f84 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f823f84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/case-studies\/competitive-solution-foreign-client-with-minimal-uk-footprint-complex-income\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-47e8b00\" data-id=\"47e8b00\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42ba11f elementor-widget elementor-widget-heading\" data-id=\"42ba11f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/case-studies\/private-bank-mortgage-for-uk-entrepreneur\">PRIVATE BANK MORTGAGE FOR UK ENTREPRENEUR\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13f4302 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"13f4302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/case-studies\/private-bank-mortgage-for-uk-entrepreneur\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-f41a474\" data-id=\"f41a474\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0283a6 elementor-widget elementor-widget-heading\" data-id=\"d0283a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/case-studies\/3-million-interest-only-mortgage-for-solicitor-with-complex-income\">\u00a33 MILLION INTEREST ONLY PRIVATE BANK MORTGAGE FOR SOLICITOR WITH COMPLEX INCOME\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ba2dab elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7ba2dab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/case-studies\/3-million-interest-only-mortgage-for-solicitor-with-complex-income\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-5cb927e\" data-id=\"5cb927e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6fe5f8 elementor-widget elementor-widget-heading\" data-id=\"e6fe5f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/case-studies\/100-uk-mortgage-for-british-expat-in-dubai\">100% UK MORTGAGE FOR BRITISH EXPAT IN DUBAI\nREAD MORE<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df0050c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"df0050c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/case-studies\/100-uk-mortgage-for-british-expat-in-dubai\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a975678 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a975678\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9060067\" data-id=\"9060067\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4e4991 elementor-widget elementor-widget-text-editor\" data-id=\"b4e4991\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Articus Finance is a boutique mortgage broker based in London,<br \/>we find creative solutions for High Net Worth individuals who require financing on their worldwide assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b82a7f3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b82a7f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/case-studies\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View All Case Studies<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d0c6d7 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6d0c6d7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f70f00\" data-id=\"6f70f00\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26c3c44 title elementor-widget elementor-widget-heading\" data-id=\"26c3c44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Related Services<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bc1d51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2bc1d51\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-599a98d\" data-id=\"599a98d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-68067c3\" data-id=\"68067c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a820e13 elementor-widget elementor-widget-image\" data-id=\"a820e13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-1024x1024.png\" class=\"attachment-large size-large wp-image-10067\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-1024x1024.png 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-300x300.png 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-150x150.png 150w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-768x768.png 768w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e9bbb7 elementor-widget elementor-widget-heading\" data-id=\"7e9bbb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/mortgages\">Mortgage<\/br><\/br><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7711e2 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"c7711e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/mortgages\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-690cd5a\" data-id=\"690cd5a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f7b2acb elementor-widget elementor-widget-image\" data-id=\"f7b2acb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/The-Shards-London-1024x1024.webp\" class=\"attachment-large size-large wp-image-10089\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/The-Shards-London-1024x1024.webp 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/The-Shards-London-300x300.webp 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/The-Shards-London-150x150.webp 150w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/The-Shards-London-768x768.webp 768w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/The-Shards-London.webp 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e04e3e elementor-widget elementor-widget-heading\" data-id=\"6e04e3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/buy-to-let-mortgages\">Buy To Let<\/br><\/br><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1be1ef elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"e1be1ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/buy-to-let-mortgages\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-e9a80cc\" data-id=\"e9a80cc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5f0bf9 elementor-widget elementor-widget-image\" data-id=\"c5f0bf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Northampton-All-Saints-Church.png\" class=\"attachment-large size-large wp-image-10068\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Northampton-All-Saints-Church.png 800w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Northampton-All-Saints-Church-300x300.png 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Northampton-All-Saints-Church-150x150.png 150w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Northampton-All-Saints-Church-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff243fa elementor-widget elementor-widget-heading\" data-id=\"ff243fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/private-bank-mortgages\">Private Bank <\/br>Mortgage<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfca33c elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"dfca33c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/private-bank-mortgages\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-aa17651\" data-id=\"aa17651\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4a09e7 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e4a09e7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d22b47\" data-id=\"7d22b47\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e40ea2f title elementor-widget elementor-widget-heading\" data-id=\"e40ea2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Our Guides<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6bfdb73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6bfdb73\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-03df0db\" data-id=\"03df0db\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8eed6b elementor-widget elementor-widget-image\" data-id=\"e8eed6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/fr\/guides\/introducers\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1.webp\" class=\"attachment-large size-large wp-image-10071\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1.webp 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1-212x300.webp 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96db08f elementor-widget elementor-widget-heading\" data-id=\"96db08f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/guides\/introducers\">INtroducer<\/br> Guide<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87c01ff elementor-align-justify elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"87c01ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/guides\/introducers\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-dd68ed9\" data-id=\"dd68ed9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58930c0 elementor-widget elementor-widget-image\" data-id=\"58930c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/fr\/guides\/self-employed\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Using-short-term-finance-to-your-advantage-1.jpg\" class=\"attachment-large size-large wp-image-10072\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Using-short-term-finance-to-your-advantage-1.jpg 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Using-short-term-finance-to-your-advantage-1-212x300.jpg 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0c3dc elementor-widget elementor-widget-heading\" data-id=\"2f0c3dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/guides\/self-employed\">SELF-EMPLOYED <\/br>GUIDE <\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d81755 elementor-align-justify elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"7d81755\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/guides\/self-employed\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-4a96503\" data-id=\"4a96503\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a20a57 elementor-widget elementor-widget-image\" data-id=\"8a20a57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/fr\/guides\/hnw-insurance\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Protecting-your-estate-insurance-for-high-net-worth-individuals-1.jpg\" class=\"attachment-large size-large wp-image-10090\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Protecting-your-estate-insurance-for-high-net-worth-individuals-1.jpg 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Protecting-your-estate-insurance-for-high-net-worth-individuals-1-212x300.jpg 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42be270 elementor-widget elementor-widget-heading\" data-id=\"42be270\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/guides\/hnw-insurance\">INSURANCE FOR <\/br>HNW INDIVIDUALS<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4750031 elementor-align-justify elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"4750031\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/guides\/hnw-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6712cec\" data-id=\"6712cec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7f7f18 elementor-widget elementor-widget-image\" data-id=\"e7f7f18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/fr\/guides\/property-development-guide\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"374\" height=\"537\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/development-after-distruption-property-developers-guide-2.jpg\" class=\"attachment-large size-large wp-image-10091\" alt=\"development finance project delayed by Covid-19\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/development-after-distruption-property-developers-guide-2.jpg 374w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/development-after-distruption-property-developers-guide-2-209x300.jpg 209w\" sizes=\"(max-width: 374px) 100vw, 374px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-084e851 elementor-widget elementor-widget-heading\" data-id=\"084e851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/fr\/guides\/property-development-guide\">PROPERTY <\/br>DEVELOPMENT GUIDE<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-359f15b elementor-align-justify elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"359f15b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/guides\/property-development-guide\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92f6ed1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92f6ed1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f8d796\" data-id=\"1f8d796\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc9d3ca elementor-widget elementor-widget-text-editor\" data-id=\"dc9d3ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Articus Finance is a boutique mortgage broker based in London,<br \/>we find creative solutions for High Net Worth individuals who require financing on their worldwide assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7edf657 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7edf657\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/guides\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Our Guides Library<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-606a0f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"606a0f6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-303df90\" data-id=\"303df90\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0aed3eb elementor-widget elementor-widget-heading\" data-id=\"0aed3eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need Assistance ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515ffcd elementor-widget elementor-widget-text-editor\" data-id=\"515ffcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whether you\u2019d like to make a finance enquiry or simply have <br \/>a question about our services, we\u2019re on hand to help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d15fbd1 elementor-widget elementor-widget-text-editor\" data-id=\"d15fbd1\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"menu-ft\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-phone\">\u00a0\u00a0\u00a0<\/i> <a style=\"color: white;\" href=\"tel:02080885465\">020 8088 5465<\/a> |\u00a0 <i class=\"fa fa-envelope\">\u00a0\u00a0\u00a0<\/i><a style=\"color: white;\" href=\"mailto:info@articusfinance.co.uk\">info@articusfinance.co.uk<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-231abf4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"231abf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/fr\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>High Net Worth Mortgages Send an Enquiry High Net Worth Mortgages Our High Net Worth Services: Bespoke lending solutions for High-Net-Worth borrowers Personalised solutions Large mortgage loans with a large loan-to-value (LTV) &#8211; it can be 100% LTV in some cases High Net Worth exemptions for mortgages Mortgage solutions for HNW UK residents, non-UK residents, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-11622","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/pages\/11622","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/comments?post=11622"}],"version-history":[{"count":1,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/pages\/11622\/revisions"}],"predecessor-version":[{"id":22254,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/pages\/11622\/revisions\/22254"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/media?parent=11622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}