{"id":19878,"date":"2023-05-15T16:59:27","date_gmt":"2023-05-15T08:59:27","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/non-classifiee\/remortgage-for-expat-client-who-needed-a-higher-loan-to-value"},"modified":"2023-09-13T18:53:33","modified_gmt":"2023-09-13T10:53:33","slug":"remortgage-for-expat-client-who-needed-a-higher-loan-to-value","status":"publish","type":"post","link":"https:\/\/backup.articusfinance.com\/fr\/case-studies\/remortgage-for-expat-client-who-needed-a-higher-loan-to-value","title":{"rendered":"Remortgage for Expat Client who needed a Higher Loan To Value"},"content":{"rendered":"<p style=\"font-size: 13px; font-weight: bold;\"><span style=\"font-family: Verdana, Geneva, sans-serif; color: #134f5c;\">The case in brief<\/span><\/p>\n<ul>\n<li>Client: Dutch National &amp; English National<\/li>\n<li>Property type: BTL Consumer Remortgage<\/li>\n<li>Property value: \u00a3550,000<\/li>\n<li>Loan Amount: \u00a3316,000<\/li>\n<li>LTV: 57.5%<\/li>\n<\/ul>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">At Articus we specialise in assisting expat clients who are working and living overseas in securing the best mortgage options for their UK property. <a href=\"https:\/\/backup.articusfinance.com\/guides\/expat-foreign-national\"><span style=\"color: #45818e;\"><u>Download our expat and foreign national guide here<\/u><\/span><\/a> for more information.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"font-family: Verdana, Geneva, sans-serif; color: #134f5c;\"><strong>Our client<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">The client was a couple, a <a href=\"https:\/\/backup.articusfinance.com\/foreign-national-mortgages\"><span style=\"color: #45818e;\"><u>Dutch national<\/u><\/span><\/a> and an <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/expat-mortgages\"><u>English expat<\/u><\/a><\/span>. Although they currently reside in the Netherlands, they previously lived in the United Kingdom, where they first met. The couple owned a UK property valued at \u00a3550,000 and were looking to remortgage it as a <a href=\"https:\/\/backup.articusfinance.com\/buy-to-let-remortgage\"><span style=\"color: #45818e;\"><u>buy to let (BTL<\/u>)<\/span><\/a> consumer property. They had previously approached a broker who made an unsuccessful attempt to reach the required loan amount, due to the restricted loan amount. As a result, they turned to Articus Finance for personalised assistance.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"font-family: Verdana, Geneva, sans-serif; color: #134f5c;\"><strong>Our solution<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">Upon receiving the couple\u2019s request for assistance, we immediately began to asses their <a href=\"https:\/\/backup.articusfinance.com\/remortgage\"><span style=\"color: #45818e;\"><u>remortgage options<\/u><\/span><\/a>. One of our expert brokers analysed the couple\u2019s financial situation and identified the most suitable lenders for their specific needs. As a whole of market brokerage we advised the client on the most appropriate terms for their situation.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">They offered a loan amount of \u00a3316,00 which was higher than the previous broker\u2019s offer and allowing the couple to proceed with their plans for the property.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">Articus collaborated closely with both the couple and the lender, resulting in the completion of the remortgage process in just one month. <a href=\"https:\/\/backup.articusfinance.com\/our-team\"><span style=\"color: #45818e;\"><u>Our <span style=\"color: #45818e;\">team<\/span><\/u><\/span><\/a> of experts was able to identify the most suitable lender and secure the best rates and terms for the couple. As a result, the couple was able to achieve their financial goals and continue their plans for their UK property. <a href=\"https:\/\/backup.articusfinance.com\/contact\"><span style=\"color: #45818e;\"><u>GET IN TOUCH TODAY<\/u><\/span><\/a>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The case in brief Client: Dutch National &amp; English National Property type: BTL Consumer Remortgage Property value: \u00a3550,000 Loan Amount: \u00a3316,000 LTV: 57.5% At Articus we specialise in assisting expat clients who are working and living overseas in securing the best mortgage options for their UK property. Download our expat and foreign national guide here [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":19238,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[68],"tags":[],"class_list":["post-19878","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies"],"acf":[],"jetpack_featured_media_url":"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/05\/Remortgage-for-Expat-Client-who-needed-a-Higher-Loan-To-Value.jpeg","_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts\/19878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/comments?post=19878"}],"version-history":[{"count":1,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts\/19878\/revisions"}],"predecessor-version":[{"id":20868,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts\/19878\/revisions\/20868"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/media\/19238"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/media?parent=19878"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/categories?post=19878"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/tags?post=19878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}