{"id":19944,"date":"2023-07-08T03:20:24","date_gmt":"2023-07-07T19:20:24","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/non-classifiee\/remortgage-for-self-employed-singapore-resident-and-national"},"modified":"2023-09-13T18:54:03","modified_gmt":"2023-09-13T10:54:03","slug":"remortgage-for-self-employed-singapore-resident-and-national","status":"publish","type":"post","link":"https:\/\/backup.articusfinance.com\/fr\/case-studies\/remortgage-for-self-employed-singapore-resident-and-national","title":{"rendered":"Remortgage for Self-Employed Singapore Resident and National"},"content":{"rendered":"<p style=\"font-size: 13px; font-weight: bold;\"><span style=\"font-family: Verdana, Geneva, sans-serif; color: #134f5c;\">The case in brief<\/span><\/p>\n<ul>\n<li>Client: \u00a0Singapore national living in Singapore<\/li>\n<li>Property type: Residential Home<\/li>\n<li>Property value: \u00a3 1,300,000<\/li>\n<li>Loan Amount: \u00a3675,000<\/li>\n<li>LTV: 52%<\/li>\n<\/ul>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">Articus Finance is a London-based Broker specialising in offering creative solutions for<span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/high-net-worth-mortgages\"> <u>UK mortgages<\/u><\/a><\/span>. This case study highlights how Articus Finance successfully assisted a <span style=\"color: #45818e;\"><u>Singapore national who previously lived in the UK<\/u><\/span> to overcome financial barriers to remortgage her London property.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">If you&#8217;re an overseas client interested in investing in the UK property market, <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/guides\/expat-foreign-national\"><u>download our guide specifically designed <span style=\"color: #45818e;\">for<\/span> foreign nationals and expats<\/u>.<\/a><\/span><\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"font-family: Verdana, Geneva, sans-serif; color: #134f5c; font-size: 12pt;\"><strong>Our client\u00a0<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">Our client was a <span style=\"color: #45818e;\"><u>Singaporean national residing in the UK. <\/u><\/span>She was looking to remortgage her London property which was used when she and her extended family were in the UK. \u00a0<span style=\"color: #45818e;\"><u>Explore our case study pages for additional examples of successful outcomes<\/u><\/span>.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">The major challenge for this case was that the client was overseas, <a href=\"https:\/\/backup.articusfinance.com\/self-employed-mortgages\"><span style=\"color: #45818e;\"><u>self-employed<\/u><\/span><\/a> and lacked a consistent source of income. The self-employed status often poses a significant obstacle for lenders, as they typically prefer the stability of full-time employment with a predictable monthly salary.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">To find out more about property finance for overseas clients, explore our page <span style=\"color: #45818e;\"><u>UK Mortgages For Residents in Singapore<\/u><\/span>.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 13px;\"><span style=\"font-family: Verdana, Geneva, sans-serif; color: #134f5c; font-size: 12pt;\"><strong>Our solution <\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">We approached a niche building society who were happy with the residential status and the past financial footprint was enough to warrant their interest. Articus pitched the income on average over the past 5 years along with projections. This allowed the lender to become comfortable with the affordability.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 10pt;\">If you&#8217;re encountering obstacles to securing your <a href=\"https:\/\/backup.articusfinance.com\/mortgages\"><span style=\"color: #45818e;\"><u>home mortgage<\/u><\/span><\/a> or another ideal property, Articus Finance is ready to assist. <a href=\"https:\/\/backup.articusfinance.com\/contact\"><span style=\"color: #45818e;\"><u>Get in touch today<\/u> <\/span><\/a>to arrange an initial consultation and take a step closer to realising your property goals.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The case in brief Client: \u00a0Singapore national living in Singapore Property type: Residential Home Property value: \u00a3 1,300,000 Loan Amount: \u00a3675,000 LTV: 52% Articus Finance is a London-based Broker specialising in offering creative solutions for UK mortgages. This case study highlights how Articus Finance successfully assisted a Singapore national who previously lived in the UK [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":19173,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[68],"tags":[],"class_list":["post-19944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies"],"acf":[],"jetpack_featured_media_url":"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/07\/Remortgage-for-Self-Employed-Singapore-Resident-and-National.png","_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts\/19944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/comments?post=19944"}],"version-history":[{"count":1,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts\/19944\/revisions"}],"predecessor-version":[{"id":20869,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/posts\/19944\/revisions\/20869"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/media\/19173"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/media?parent=19944"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/categories?post=19944"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/fr\/wp-json\/wp\/v2\/tags?post=19944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}