{"id":12006,"date":"2023-02-21T06:33:10","date_gmt":"2023-02-20T22:33:10","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/500k-mortgages"},"modified":"2023-09-01T02:25:40","modified_gmt":"2023-08-31T18:25:40","slug":"500k-mortgages","status":"publish","type":"page","link":"https:\/\/backup.articusfinance.com\/hk\/500k-mortgages","title":{"rendered":"\u00a3500,000 Mortgages"},"content":{"rendered":"\t\t
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\u00a3500,000 Mortgages<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u00a3500,000 Mortgages<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Accessing a mortgage in excess of \u00a3500,000 without the correct support can be difficult. Once a mortgage is at a particular level, it is often challenging to navigate through the many regulations and factors which can prohibit even the highest earners from accessing the mortgage that they desire. Articus Finance can help.<\/p>

Lenders may be hesitant to loan such an amount for a variety of reasons which may include unpaid debts and irregular or unsteady income. Our brokers are highly experienced in sourcing mortgages for high net worth applicants, many of whom have complexities which makes it difficult for high street lenders to underwrite a mortgage for them. We will help to take away the stress of negotiating and manage the application for you.<\/p>

What are the difficulties in accessing a \u00a3500,000+ mortgage?<\/strong><\/p>

Loaning a large amount can potentially expose the lender. They will want to ensure that regular payments are made and that ultimately the loan will be repaid. When loaning a large amount, in excess of \u00a3500,000, there are a number of factors to consider.<\/p>

Mortgage providers are looking to undertake the least risk, so if you have income from a variety of sources, it\u2019s important to show to a lender that you can access this money and that you will have the means to repay now and in the future. For mortgages in excess of \u00a3500,000 a large deposit can help, but it is not the only thing that can enable you to access the best rates.<\/p>

You will need to be able to evidence your ability to comfortably be able to keep up with the mortgage repayments. This is fine if you have a steady income or a regular wage, but when your wealth comprises different forms or comes as part of consultancy or self-employed work, this can inevitably become more difficult to prove.<\/p>

Why use a mortgage broker to access a mortgage in excess of \u00a3500,000?<\/strong><\/p>

A \u00a3500,000+ mortgage is a significant financial commitment, and one that you must enter into only if you are certain that you can keep up the repayments. Our expert team will factor in the many facets of your life and income to ensure that we have the clearest picture of your current and future plans, taking your overall wealth into consideration. This will enable us to get the very best deal based on this large loan amount.<\/p>

We work with a number of flexible and bespoke lenders, who assess clients on a case by case basis. This means that they will not necessarily discount your application if for example your income streams are not standard or you have an irregular income. We work closely with our clients to ensure a preferable outcome for them.<\/p>

How do I get a \u00a3500,000+ mortgage?<\/strong><\/p>

Essentially, a lender will assess your income and decide whether you have the means both now and in the future to make repayments. For such a significant loan amount, many high street lenders are looking for a wage slip or at least 2 year\u2019s worth of accounts. Of course, in reality it is not always possible to have these things in place. Your income may be split among several businesses, or in the form of saleable assets, and so if you want to get a \u00a3500,000+ mortgage you are likely to need some assistance in gathering your income evidence together.<\/p>

Articus Finance specialises in working with high net worth individuals, with often complex or irregular income streams, meaning that we understand what is needed from both the lender and the borrower and ensuring that both parties are satisfied by the outcome.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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OVERCOMING THE CHALLENGES OF THE \u00a31 MILLION PLUS MORTGAGE<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Proven Expertise<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Our specialist mortgage brokers based in London are highly experienced in negotiating the best mortgages and mortgage rates, no matter how complex your situation.<\/p>

With over 20 years\u2019 combined experience sourcing the best mortgage deals for global clients, our brokers have the skills, knowledge, and lender relationships to turn your property aspirations into a reality. To find out how we do it, explore our case studies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Related Services<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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PURCHASE MORGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SELF-EMPLOYED MORTGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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LAND MORTGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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EXPAT MORTGAGES\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Need Assistance ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Whether you\u2019d like to make a finance enquiry or simply have
a question about our services, we\u2019re on hand to help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\u00a0\u00a0\u00a0<\/i> 020 8088 5465<\/a> |\u00a0 \u00a0\u00a0\u00a0<\/i>info@articusfinance.co.uk<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u00a3500,000 Mortgages Send an Enquiry \u00a3500,000 Mortgages Accessing a mortgage in excess of \u00a3500,000 without the correct support can be difficult. Once a mortgage is at a particular level, it is often challenging to navigate through the many regulations and factors which can prohibit even the highest earners from accessing the mortgage that they desire. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-12006","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/pages\/12006","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/comments?post=12006"}],"version-history":[{"count":0,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/pages\/12006\/revisions"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/media?parent=12006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}