{"id":12130,"date":"2022-12-28T15:27:07","date_gmt":"2022-12-28T07:27:07","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/high-loan-to-value-mortgages"},"modified":"2023-09-26T16:18:54","modified_gmt":"2023-09-26T08:18:54","slug":"high-loan-to-value-mortgages","status":"publish","type":"page","link":"https:\/\/backup.articusfinance.com\/hk\/high-loan-to-value-mortgages","title":{"rendered":"High Loan To Value Mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12130\" class=\"elementor elementor-12130 elementor-727\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62c2cbcc elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"62c2cbcc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1615324c\" data-id=\"1615324c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54870742 elementor-widget elementor-widget-image\" data-id=\"54870742\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"387\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp\" class=\"attachment-full size-full wp-image-269\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white.webp 1500w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-300x77.webp 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-1024x264.webp 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/company_logo_of_mortgage_broker_articus_finance_-_white-768x198.webp 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31fb60d elementor-widget elementor-widget-heading\" data-id=\"31fb60d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">High Loan To Value Mortgages<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-119c305e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"119c305e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/contact#enquiry\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send an Enquiry<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c4bb595 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5c4bb595\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b907b2f\" data-id=\"1b907b2f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b61e243 title elementor-widget elementor-widget-heading\" data-id=\"1b61e243\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>High Loan To Value Mortgages<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bc515a0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2bc515a0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6b093d38\" data-id=\"6b093d38\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f157a39 elementor-widget elementor-widget-text-editor\" data-id=\"1f157a39\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"sv-page\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><strong>Our High Loan to Value Services:<\/strong><\/h2><ul><li>Ability to secure up to 95% loan to value for any sized mortgage (including \u00a31m+)<\/li><li>All calculations are based on the overall risk of the client<\/li><li>High loan to value mortgages for expats and foreign nationals<\/li><li>Purchases or Remortgages<\/li><li>Self-Employed borrowers accepted<\/li><li>High loan to value\u00a0<a href=\"https:\/\/www.articusfinance.co.uk\/private-bank-mortgages\" rel=\"noopener\" target=\"_blank\">Private Bank mortgages<\/a><\/li><li><a href=\"https:\/\/www.articusfinance.co.uk\/contact#contact-form\" rel=\"noopener\" target=\"_blank\">Get in touch<\/a>\u00a0for your free consultation today<\/li><\/ul><p><br \/>Looking for a high loan to value mortgage? Many borrowers, including high net worth individuals (HNWIs), are keen to maintain their personal liquidity and therefore hope to secure a mortgage with a low deposit.<\/p><p>However, for those borrowing over \u00a31 million, many banks are unwilling to offer mortgages above 80% loan to value.<\/p><p>But with the right help, you could achieve up to 95%, so it\u2019s important to seek specialist advice and consider all of the options, to ensure you receive the best possible deal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7ec4f91 sticky-download\" data-id=\"7ec4f91\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2a5be6ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a5be6ca\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-472fe604\" data-id=\"472fe604\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c2cdc3d elementor-widget elementor-widget-image\" data-id=\"2c2cdc3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/hk\/guides\/high-net-worth-mortgage-guide\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1.webp\" class=\"attachment-large size-large wp-image-633\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1.webp 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Overcoming_the_challenges_of_the_1_million_plus_mortgage-1-212x300.webp 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75316ee elementor-widget elementor-widget-heading\" data-id=\"75316ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/guides\/high-net-worth-mortgage-guide\">High net worth <\/br>mortgage guide<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54e3f3f5 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"54e3f3f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/guides\/high-net-worth-mortgage-guide\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a8bf575 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a8bf575\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a51a599 elementor-hidden-mobile\" data-id=\"a51a599\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bdad52 elementor-widget elementor-widget-heading\" data-id=\"9bdad52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fa4c60 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3fa4c60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e0acd68\" data-id=\"e0acd68\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f76e6a5 elementor-widget elementor-widget-accordion\" data-id=\"f76e6a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2591\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2591\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is a high loan to value mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2591\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2591\"><p>A high loan-to-value mortgage is a mortgage with a low deposit in proportion to the size of the loan. Generally, high loan-to-value mortgages refer to mortgages at around 80% of the property value or more.<\/p><p>This is significant because the loan-to-value ratio is used by lenders to assess the level of lending risk. This means if you\u2019re looking to purchase a property valued at \u00a31 million, a deposit of \u00a3200,000 or less would typically be considered a high loan-to-value mortgage.<\/p><p>Explore a case study showcasing success, where Arricus secured an <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"\/hk\/case-studies\/high-loan-to-value-private-bank-mortgage-for-self-employed-uk-resident\">HLV Mortgage to Self-Employed UK Resident<\/a><\/span>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2592\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2592\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the benefits of a High LTV mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2592\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2592\"><p>High LTV mortgages can help buyers get onto the property ladder with a lower upfront deposit. They are especially helpful for first-time buyers who may not have a substantial savings buffer. These mortgages open up homeownership opportunities and allow you to secure a property sooner rather than waiting to save a larger deposit.<\/p><p>When obtaining a High LTV mortgage through Articus Finance, you benefit from our expertise and personalised guidance. Our experienced advisors understand the complexities of the mortgage market in the UK and can assist you in finding the best-suited lender for your situation. <a href=\"\/hk\/contact\"><span style=\"text-decoration: underline;\"><span style=\"color: #45818e; text-decoration: underline;\">Get in touch today<\/span><\/span><\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2593\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2593\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What steps are involved in applying for a High LTV mortgage with Articus Finance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2593\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2593\"><p>Applying for a High LTV mortgage with Articus Finance involves several steps.<\/p><p>First, you&#8217;ll have an initial consultation with our brokers to discuss your financial situation and goals. They&#8217;ll help you gather the necessary documents, submit your application to suitable lenders, and negotiate on your behalf. Once approved, you&#8217;ll go through the mortgage offer process, where Articus Finance will ensure you understand the terms and conditions before finalising the deal.<\/p><p>Remember, every individual&#8217;s financial situation is unique, so reaching out to <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"\/hk\/contact\"><span style=\"text-decoration: underline;\">Articus Finance<\/span><\/a><\/span> will provide you with tailored advice and support throughout your High LTV mortgage journey.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a high loan to value mortgage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>A high loan-to-value mortgage is a mortgage with a low deposit in proportion to the size of the loan. Generally, high loan-to-value mortgages refer to mortgages at around 80% of the property value or more.<\\\/p><p>This is significant because the loan-to-value ratio is used by lenders to assess the level of lending risk. This means if you\\u2019re looking to purchase a property valued at \\u00a31 million, a deposit of \\u00a3200,000 or less would typically be considered a high loan-to-value mortgage.<\\\/p><p>Explore a case study showcasing success, where Arricus secured an <span style=\\\"color: #45818e;\\\"><a style=\\\"color: #45818e;\\\" href=\\\"\\\/hk\\\/case-studies\\\/high-loan-to-value-private-bank-mortgage-for-self-employed-uk-resident\\\">HLV Mortgage to Self-Employed UK Resident<\\\/a><\\\/span>.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What are the benefits of a High LTV mortgage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>High LTV mortgages can help buyers get onto the property ladder with a lower upfront deposit. They are especially helpful for first-time buyers who may not have a substantial savings buffer. These mortgages open up homeownership opportunities and allow you to secure a property sooner rather than waiting to save a larger deposit.<\\\/p><p>When obtaining a High LTV mortgage through Articus Finance, you benefit from our expertise and personalised guidance. Our experienced advisors understand the complexities of the mortgage market in the UK and can assist you in finding the best-suited lender for your situation. <a href=\\\"\\\/hk\\\/contact\\\"><span style=\\\"text-decoration: underline;\\\"><span style=\\\"color: #45818e; text-decoration: underline;\\\">Get in touch today<\\\/span><\\\/span><\\\/a>.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What steps are involved in applying for a High LTV mortgage with Articus Finance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Applying for a High LTV mortgage with Articus Finance involves several steps.<\\\/p><p>First, you&#8217;ll have an initial consultation with our brokers to discuss your financial situation and goals. They&#8217;ll help you gather the necessary documents, submit your application to suitable lenders, and negotiate on your behalf. Once approved, you&#8217;ll go through the mortgage offer process, where Articus Finance will ensure you understand the terms and conditions before finalising the deal.<\\\/p><p>Remember, every individual&#8217;s financial situation is unique, so reaching out to <span style=\\\"color: #45818e;\\\"><a style=\\\"color: #45818e;\\\" href=\\\"\\\/hk\\\/contact\\\"><span style=\\\"text-decoration: underline;\\\">Articus Finance<\\\/span><\\\/a><\\\/span> will provide you with tailored advice and support throughout your High LTV mortgage journey.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-598e0fa9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"598e0fa9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f520bc7\" data-id=\"f520bc7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12dba572 title elementor-widget elementor-widget-heading\" data-id=\"12dba572\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Related Case Studies<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a8332c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a8332c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-158e0be\" data-id=\"158e0be\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-815e1bd elementor-widget elementor-widget-heading\" data-id=\"815e1bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/case-studies\/private-bank-mortgage-for-uk-entrepreneur\">PRIVATE BANK MORTGAGE FOR UK ENTREPRENEUR\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a946f27 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a946f27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/case-studies\/private-bank-mortgage-for-uk-entrepreneur\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-4336bed\" data-id=\"4336bed\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-deba246 elementor-widget elementor-widget-heading\" data-id=\"deba246\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/case-studies\/self-employed-us-based-client-looking-to-purchase-uk-property-with-high-loan-to-value\">SELF-EMPLOYED US BASED CLIENT LOOKING TO PURCHASE UK PROPERTY ...\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6077ddf elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6077ddf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/case-studies\/self-employed-us-based-client-looking-to-purchase-uk-property-with-high-loan-to-value\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ae56f22\" data-id=\"ae56f22\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ed473a elementor-widget elementor-widget-heading\" data-id=\"1ed473a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/case-studies\/self-employed-hong-kong-entrepreneur-investing-in-permanent-uk-residence\">SELF-EMPLOYED HONG KONG ENTREPRENEUR INVESTING ...\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ffa49b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6ffa49b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/case-studies\/self-employed-hong-kong-entrepreneur-investing-in-permanent-uk-residence\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-43d5446\" data-id=\"43d5446\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cde92c elementor-widget elementor-widget-heading\" data-id=\"4cde92c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/case-studies\/competitive-solution-foreign-client-with-minimal-uk-footprint-complex-income\">COMPETITIVE SOLUTION FOR FOREIGN CLIENT WITH MINIMAL UK ...\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16e3c03 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"16e3c03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/case-studies\/competitive-solution-foreign-client-with-minimal-uk-footprint-complex-income\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-383d5b6d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"383d5b6d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26b0331f\" data-id=\"26b0331f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5588aedc elementor-widget elementor-widget-text-editor\" data-id=\"5588aedc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Articus Finance is a boutique mortgage broker based in London,<br \/>we find creative solutions for High Net Worth individuals who require financing on their worldwide assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41c6b46b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"41c6b46b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/case-studies\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all Case Studies<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e3a34d6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6e3a34d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-45395c15\" data-id=\"45395c15\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-307eb723 title elementor-widget elementor-widget-heading\" data-id=\"307eb723\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Related Services<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2dca79cd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2dca79cd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-7bad7626\" data-id=\"7bad7626\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-2b602109\" data-id=\"2b602109\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c80c52b elementor-widget elementor-widget-image\" data-id=\"5c80c52b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/London-Eye-and-St.-Mary-Axe-London-1024x1024.png\" class=\"attachment-large size-large wp-image-1036\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/London-Eye-and-St.-Mary-Axe-London-1024x1024.png 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/London-Eye-and-St.-Mary-Axe-London-300x300.png 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/London-Eye-and-St.-Mary-Axe-London-150x150.png 150w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/London-Eye-and-St.-Mary-Axe-London-768x768.png 768w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/London-Eye-and-St.-Mary-Axe-London.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59e8a0f1 elementor-widget elementor-widget-heading\" data-id=\"59e8a0f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/mortgages\">\nMORTGAGES\n<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f33e9e8 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3f33e9e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/mortgages\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-1295ef51\" data-id=\"1295ef51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d391e88 elementor-widget elementor-widget-image\" data-id=\"d391e88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-1024x1024.png\" class=\"attachment-large size-large wp-image-12168\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-1024x1024.png 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-300x300.png 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-150x150.png 150w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London-768x768.png 768w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-of-London.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16f05719 elementor-widget elementor-widget-heading\" data-id=\"16f05719\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/high-net-worth-mortgages\">HIGH NET WORTH MORTGAGES\n<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ede0df4 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6ede0df4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/high-net-worth-mortgages\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-2492283d\" data-id=\"2492283d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ac58179 elementor-widget elementor-widget-image\" data-id=\"4ac58179\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-Bridge-London-1-1024x1024.png\" class=\"attachment-large size-large wp-image-954\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-Bridge-London-1-1024x1024.png 1024w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-Bridge-London-1-300x300.png 300w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-Bridge-London-1-150x150.png 150w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-Bridge-London-1-768x768.png 768w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Tower-Bridge-London-1.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7de8c487 elementor-widget elementor-widget-heading\" data-id=\"7de8c487\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/expat-mortgages\">Expat Mortgages<\/br><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ce62b00 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6ce62b00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/expat-mortgages\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-6b23062a\" data-id=\"6b23062a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-139f3a16 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"139f3a16\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-74c4721a\" data-id=\"74c4721a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61d8b5da title elementor-widget elementor-widget-heading\" data-id=\"61d8b5da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Our Guides<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-21ac491 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21ac491\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-bf63d4c\" data-id=\"bf63d4c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5f14c5 elementor-widget elementor-widget-image\" data-id=\"b5f14c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/hk\/guides\/introducers\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/partnering-with-articus-introducers-cover-compressor.jpg\" class=\"attachment-full size-full wp-image-21206\" alt=\"introducer partnership international clients\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/partnering-with-articus-introducers-cover-compressor.jpg 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/partnering-with-articus-introducers-cover-compressor-212x300.jpg 212w\" sizes=\"(max-width: 566px) 100vw, 566px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-359bdc7 elementor-widget elementor-widget-heading\" data-id=\"359bdc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/guides\/introducers\">INTRODUCER GUIDE<\/br><\/br><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e05b30c elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"e05b30c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/guides\/introducers\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-850718a\" data-id=\"850718a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47c9fc4 elementor-widget elementor-widget-image\" data-id=\"47c9fc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/hk\/guides\/self-employed\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/self-employment-cover-compressor-1.jpg\" class=\"attachment-full size-full wp-image-21205\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/self-employment-cover-compressor-1.jpg 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/self-employment-cover-compressor-1-212x300.jpg 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb0ee6f elementor-widget elementor-widget-heading\" data-id=\"bb0ee6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/guides\/self-employed\">SELF-EMPLOYED GUIDE<\/br><\/br><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7044431 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"7044431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/guides\/self-employed\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ec73584\" data-id=\"ec73584\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4ff9c7 elementor-widget elementor-widget-image\" data-id=\"a4ff9c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/hk\/guides\/hnw-insurance\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Protecting-your-estate-insurance-for-high-net-worth-individuals.jpg\" class=\"attachment-full size-full wp-image-657\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Protecting-your-estate-insurance-for-high-net-worth-individuals.jpg 566w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/Protecting-your-estate-insurance-for-high-net-worth-individuals-212x300.jpg 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f85d6e elementor-widget elementor-widget-heading\" data-id=\"3f85d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/guides\/hnw-insurance\">INSURANCE FOR HNW INDIVIDUALS<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-137ec91 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"137ec91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/guides\/hnw-insurance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-d7a009f\" data-id=\"d7a009f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a32182c elementor-widget elementor-widget-image\" data-id=\"a32182c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/hk\/guides\/property-development-guide\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"374\" height=\"537\" src=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/development-after-distruption-property-developers-guide.jpg\" class=\"attachment-full size-full wp-image-20017\" alt=\"\" srcset=\"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/development-after-distruption-property-developers-guide.jpg 374w, https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2022\/12\/development-after-distruption-property-developers-guide-209x300.jpg 209w\" sizes=\"(max-width: 374px) 100vw, 374px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dac4355 elementor-widget elementor-widget-heading\" data-id=\"dac4355\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/hk\/guides\/property-development-guide\">PROPERTY DEVELOPMENT GUIDE<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5885bc4 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"5885bc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/guides\/property-development-guide\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a7e35fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a7e35fa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87973b6\" data-id=\"87973b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d318c21 elementor-widget elementor-widget-text-editor\" data-id=\"3d318c21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Articus Finance is a boutique mortgage broker based in London,<br \/>we find creative solutions for High Net Worth individuals who require financing on their worldwide assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e3000e4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5e3000e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/hk\/guides\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Our Guides Library<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cdeafd3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cdeafd3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-90cdfcf\" data-id=\"90cdfcf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e86e936 elementor-widget elementor-widget-heading\" data-id=\"e86e936\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need Assistance 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