{"id":13736,"date":"2022-08-24T14:55:01","date_gmt":"2022-08-24T06:55:01","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/uncategorized-hk\/uk-mortgage-for-a-spanish-national-residing-in-uae"},"modified":"2023-09-26T16:02:16","modified_gmt":"2023-09-26T08:02:16","slug":"uk-mortgage-for-a-spanish-national-residing-in-uae","status":"publish","type":"post","link":"https:\/\/backup.articusfinance.com\/hk\/case-studies\/uk-mortgage-for-a-spanish-national-residing-in-uae","title":{"rendered":"UK mortgage for a Spanish national residing in UAE"},"content":{"rendered":"<h2 style=\"color: #134f5c; font-size: 15px; font-family: Verdana, Geneva, sans-serif;\"><strong>The case in brief<\/strong><\/h2>\n<p><!--more--><\/p>\n<ul>\n<li>Client: Spanish National &amp; UAE Resident<\/li>\n<li>Property type: Residential Home<\/li>\n<li style=\"text-align: justify;\">Property value: <span style=\"color: black;\">\u00a32.3 million <\/span><\/li>\n<li>Loan Amount: <span style=\"color: black;\">\u00a31.725 million <\/span><\/li>\n<li>LTV: 75%<\/li>\n<\/ul>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">London is one of the most attractive cities for property investments, given the strength of the long-term market, availability of financing and wide range of securities.\u00a0\u00a0<\/span><\/p>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">In this case, we were approached by a <span style=\"color: #45818e;\"><a style=\"text-decoration: underline; font-weight: normal; color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/hk\/self-employed-mortgages\" rel=\"noopener\">self-employed<\/a><\/span> Spanish national with businesses in the UAE. The client had recently made an offer on a property and was looking to move his family over to the UK imminently \u2013 therefore, speed was important.<\/span><\/p>\n<p><span style=\"color: #134f5c; font-family: Verdana, Geneva, sans-serif; font-size: 15px;\"><strong>Our client<\/strong><\/span><\/p>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">Our client was originally from Spain but moved to the UAE a decade ago to start up a company in property investment \u2013 a lucrative time in the UAE. The client intended to purchase a family home in London as the children were at school here. The property was worth \u00a32.3 million. The children had three more years at school, so the client, therefore, wanted a mortgage in line with this \u2013 they would then decide whether to rent the property out and move back to the UAE or continue living there.<\/span><\/p>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">In addition, the client wanted to move quickly to make sure that they would not lose the ideal property.<\/span><\/p>\n<h2 style=\"font-family: Verdana, Geneva, sans-serif; font-size: 15px; color: #134f5c;\"><strong style=\"background-color: transparent;\">Our solution<\/strong><\/h2>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">At Articus finance we are highly experienced in finding UK mortgages for <a style=\"font-weight: normal;\" href=\"https:\/\/backup.articusfinance.com\/hk\/uk-mortgages-for-uae-residents\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #45818e;\">UAE residents<\/span><\/a> (in fact, any overseas clients). <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">To find out more about property finance for overseas clients, explore our page <a style=\"font-weight: normal; font-style: normal;\" href=\"https:\/\/backup.articusfinance.com\/hk\/uk-mortgages-for-uae-residents\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #45818e;\"><u>UK Mortgages For UAE Residents<\/u><\/span><span style=\"text-decoration: none;\">.<\/span><\/a><\/span><\/p>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">In this case, we knew that a well-versed <span style=\"color: #45818e;\"><a style=\"font-weight: normal; color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/hk\/private-bank-mortgages\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">private bank<\/span><\/a><\/span> would be the best solution, so we approached a lender with whom we have a solid long-term relationship.\u00a0 \u00a0<\/span><\/p>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">We knew the bank would be comfortable with the fact that the client had very little UK footprint and their income was derived offshore. Ultimately, we achieved a mortgage of \u00a31.725 million against a property value of \u00a32.3 million at highly competitive market rates.\u00a0 \u00a0<\/span><\/p>\n<p style=\"text-align: justify; font-size: 14px;\"><span style=\"color: #0e101a; font-family: Verdana, Geneva, sans-serif; font-size: 13px;\">Articus Finance ensures that you will receive exceptional service from the lenders, negotiate the best rates and terms for a UK mortgage and finally, with minimum stress. To discuss your scenario, <span style=\"color: #45818e;\"><a style=\"text-decoration: underline; font-weight: normal; color: #45818e;\" href=\"https:\/\/backup.articusfinance.com\/hk\/contact#contact-form\" rel=\"noopener\">get in touch today<\/a><\/span>.\u00a0\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The case in brief<\/p>\n","protected":false},"author":1,"featured_media":13737,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[38],"tags":[],"class_list":["post-13736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies"],"acf":[],"jetpack_featured_media_url":"https:\/\/backup.articusfinance.com\/wp-content\/uploads\/2023\/01\/interest only mortgage london.jpeg","_links":{"self":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/posts\/13736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/comments?post=13736"}],"version-history":[{"count":1,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/posts\/13736\/revisions"}],"predecessor-version":[{"id":21664,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/posts\/13736\/revisions\/21664"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/media\/13737"}],"wp:attachment":[{"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/media?parent=13736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/categories?post=13736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/backup.articusfinance.com\/hk\/wp-json\/wp\/v2\/tags?post=13736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}