{"id":12835,"date":"2022-12-28T15:21:47","date_gmt":"2022-12-28T07:21:47","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/remortgage"},"modified":"2023-08-31T10:34:04","modified_gmt":"2023-08-31T02:34:04","slug":"remortgage","status":"publish","type":"page","link":"https:\/\/backup.articusfinance.com\/us\/remortgage","title":{"rendered":"Remortgage"},"content":{"rendered":"\t\t
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Remortgage<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Remortgage<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Not sure where to begin with the remortgage process? <\/span><\/strong><\/h6>

Sometimes, searching for the best remortgage deals can be just as complicated as sourcing a purchase mortgage. But, since there are a number of reasons why you may be looking to remortgage your property, it\u2019s not a process any mortgaged property owner can ignore.<\/p>

Delve into a pair of\u00a0case studies<\/a> <\/span>where Articus successfully secured a remortgage to an Expat Client<\/span><\/a><\/span> and Foreign National<\/span><\/a>.<\/p>

  1. Case Study – Remortgage for Expat Client who needed a Higher Loan To Value<\/span><\/a><\/li>
  2. Case Study – Remortgage for Self-Employed Singapore Resident and National<\/span><\/a><\/li><\/ol>

    Perhaps you\u2019ve reached the end of your fixed-term mortgage deal, and wish to avoid falling onto an expensive Standard Variable Rate (SVR). Having paid down more of your mortgage, you may be looking for more preferable remortgage rates, as a lower loan to value (LTV) is lower risk for lenders and they will thus offer more favourable terms.<\/p>

    You may have had a change in circumstances, and wish to adjust your mortgage accordingly. Or, you could be looking to refinance your property to generate liquidity for further investments.<\/p>

    Whatever your need is, Articus Finance\u2019s<\/span><\/a> experienced brokers can assess your situation and help find the best remortgage deals for you.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    OVERCOMING THE CHALLENGES OF THE \u00a31 <\/br>MILLION PLUS MORTGAGE<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat is a Remortgage and how does it work?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

    A remortgage is the process of switching your existing mortgage to a new lender or a new deal with your current lender. This is often done to secure a better interest rate, access additional funds, or change the terms of your mortgage. Essentially, you’re paying off your old mortgage and replacing it with a new one.<\/p>

    The new mortgage can be with the same lender or a different one, depending on your financial goals and circumstances.<\/p>

    Consider\u00a0<\/span>this case<\/span><\/u><\/a> in which Articus Finance has successfully secured a Remortgage for British National Residing in Australia.\u00a0 \u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    You might consider remortgaging your property when your current mortgage deal is about to end, or if you want to take advantage of a better interest rate that they can offer.<\/p>

    Additionally, if you’re looking to release equity or modify your mortgage terms, Articus Finance can guide you through the remortgaging process, helping you understand the potential financial gains based on your specific circumstances.\u00a0<\/span><\/a>Get in touch today<\/u>.<\/span><\/a>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow long does the Remortgage process take?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

    The remortgaging process’s duration can vary, but with Articus Finance’s experience and assistance, it generally takes around 2 to 4 weeks from application to completion. Factors that can impact the timeline include lender processing times, the complexity of your application, and the efficiency of document submissions.\u00a0<\/p>

    We advise our clients to start the process well in advance to avoid any delays that might affect their current mortgage terms.<\/p>

    Articus Finance <\/span>aims to streamline the process and keep you informed at every step.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tShould I use a Mortgage Broker for my Remortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

    Using a mortgage broker can be beneficial during the remortgage process. At Articus our Brokers have access to a wide range of lenders and deals, which can help you find the most suitable option for your needs. They can also provide expert advice, handle paperwork, and potentially negotiate better terms on your behalf.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat documents do I need to provide when Remortgaging with Articus Finance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

    When remortgaging with Articus Finance, you’ll typically need to provide documents such as:<\/p>

    • proof of identification<\/li>
    • proof of income<\/li>
    • details of your existing mortgage<\/li>
    • recent bank statements<\/li><\/ul>

      The exact documentation may vary based on your circumstances and the lender’s requirements. Articus Finance will assist you in compiling the necessary documents to ensure a smooth application process.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t